Training Risk Management for Multifinance

Training Risk Management for Multifinance merupakan program pelatihan profesional yang dirancang untuk meningkatkan kompetensi peserta dalam memahami, mengidentifikasi, mengukur, memonitor, mengendalikan, dan memitigasi berbagai risiko perusahaan pembiayaan atau multifinance.

Industri multifinance menghadapi berbagai jenis risiko yang berasal dari aktivitas pembiayaan, operasional, kredit, likuiditas, pasar, hukum, kepatuhan, strategi, hingga reputasi. Karena itu, perusahaan pembiayaan membutuhkan penerapan Risk Management yang terstruktur agar pertumbuhan bisnis tetap berjalan dengan memperhatikan kualitas pembiayaan, pengendalian risiko, kepatuhan, dan keberlangsungan perusahaan.

Melalui Pelatihan Risk Management for Multifinance Johnson Indonesia, peserta akan mempelajari konsep dan implementasi manajemen risiko pada perusahaan pembiayaan mulai dari Risk Identification, Risk Assessment, Risk Mapping, Risk Register, Credit Risk, Operational Risk, Liquidity Risk, Market Risk, Compliance Risk, Legal Risk, Strategic Risk, Reputation Risk, Internal Control, Risk Monitoring, hingga penyusunan strategi mitigasi risiko.

Tujuan Training Risk Management for Multifinance

Training ini bertujuan meningkatkan pemahaman dan kemampuan peserta dalam menerapkan prinsip-prinsip manajemen risiko perusahaan pembiayaan sehingga risiko dapat diidentifikasi sejak dini, dianalisis secara sistematis, dikendalikan secara efektif, serta dimonitor secara berkelanjutan.

Manfaat Training

• Memahami konsep dan prinsip dasar Risk Management.
• Memahami karakteristik risiko pada industri multifinance.
• Mampu melakukan Risk Identification secara sistematis.
• Mampu melakukan Risk Assessment dan Risk Analysis.
• Mampu menentukan Probability dan Impact suatu risiko.
• Mampu menyusun Risk Mapping dan Risk Register.
• Memahami Credit Risk dalam aktivitas pembiayaan.
• Memahami Operational Risk dan pengendaliannya.
• Memahami Liquidity Risk dan Market Risk.
• Memahami Legal Risk dan Compliance Risk.
• Memahami Strategic Risk dan Reputation Risk.
• Mampu menentukan Risk Treatment dan Risk Mitigation.
• Memahami hubungan Risk Management dengan Internal Control.
• Meningkatkan Risk Awareness dan Risk Culture.
• Mampu melakukan monitoring dan reporting risiko secara efektif.

Materi Training Risk Management for Multifinance

1. Fundamental Risk Management for Multifinance

• Pengertian Risk dan Risk Management.
• Tujuan penerapan Risk Management.
• Karakteristik bisnis perusahaan pembiayaan.
• Risk & Return dalam bisnis multifinance.
• Risk Management Framework.
• Risk Management Process.
• Risk-Based Decision Making.
• Peranan Risk Management dalam mendukung pencapaian tujuan perusahaan.

2. Enterprise Risk Management pada Perusahaan Multifinance

• Konsep Enterprise Risk Management (ERM).
• Integrated Risk Management.
• Risk Governance.
• Roles & Responsibilities.
• Risk Management Organization.
• Risk Ownership.
• Risk Accountability.
• Risk Management Policy.

3. Risk Identification

• Teknik identifikasi risiko.
• Identifikasi sumber risiko internal dan eksternal.
• Risk Event.
• Risk Cause.
• Risk Impact.
• Identifikasi risiko berdasarkan aktivitas bisnis.
• Identifikasi risiko berdasarkan proses.
• Identifikasi existing control.

4. Risk Assessment & Risk Analysis

• Konsep Risk Assessment.
• Likelihood / Probability Analysis.
• Impact / Consequence Analysis.
• Inherent Risk.
• Residual Risk.
• Risk Level.
• Risk Prioritization.
• Risk Evaluation.

5. Risk Mapping

• Konsep Risk Mapping.
• Menentukan Probability dan Impact.
• Menyusun Risk Matrix.
• Menentukan Risk Rating.
• Risk Classification.
• Risk Prioritization.
• Menggunakan Risk Map untuk pengambilan keputusan.

6. Risk Register

• Pengertian Risk Register.
• Risk Description.
• Risk Cause.
• Risk Impact.
• Existing Control.
• Inherent Risk Rating.
• Residual Risk Rating.
• Risk Treatment.
• Risk Owner.
• Target Completion.

7. Credit Risk Management

• Konsep Credit Risk pada perusahaan pembiayaan.
• Credit Risk Identification.
• Creditworthiness Analysis.
• Analisa kemampuan pembayaran konsumen/debitur.
• Credit Scoring.
• Credit Limit.
• Credit Approval.
• Credit Monitoring.
• Early Warning Signal.
• Problem Financing.
• Credit Risk Mitigation.

8. Operational Risk Management

• Konsep Operational Risk.
• People Risk.
• Process Risk.
• System Risk.
• External Event Risk.
• Human Error.
• Fraud Risk.
• Operational Loss Event.
• Risk & Control Self Assessment (RCSA).
• Operational Risk Mitigation.

9. Liquidity Risk Management

• Konsep Liquidity Risk.
• Funding Risk.
• Asset & Liability Mismatch.
• Cash Flow Risk.
• Liquidity Monitoring.
• Liquidity Buffer.
• Contingency Funding.
• Liquidity Risk Mitigation.

10. Market Risk Management

• Konsep Market Risk.
• Interest Rate Risk.
• Foreign Exchange Risk.
• Perubahan kondisi pasar.
• Market Exposure.
• Market Risk Measurement.
• Market Risk Monitoring.
• Market Risk Mitigation.

11. Legal Risk Management

• Konsep Legal Risk.
• Contractual Risk.
• Legal Documentation.
• Legal Dispute.
• Kelemahan perjanjian.
• Legal Due Diligence.
• Legal Risk Monitoring.
• Legal Risk Mitigation.

12. Compliance Risk Management

• Konsep Compliance Risk.
• Regulatory Compliance.
• Internal Policy Compliance.
• Compliance Risk Identification.
• Compliance Risk Assessment.
• Compliance Monitoring.
• Compliance Reporting.
• Compliance Culture.

13. Strategic Risk Management

• Konsep Strategic Risk.
• Business Strategy Risk.
• Business Environment Analysis.
• Strategic Decision Risk.
• Execution Risk.
• Strategic Risk Monitoring.
• Strategic Risk Mitigation.

14. Reputation Risk Management

• Konsep Reputation Risk.
• Sumber risiko reputasi.
• Customer Complaint.
• Negative Publicity.
• Stakeholder Perception.
• Social Media Risk.
• Reputation Monitoring.
• Reputation Risk Mitigation.

15. Fraud Risk Management

• Pengertian Fraud Risk.
• Internal Fraud.
• External Fraud.
• Fraud Triangle.
• Fraud Red Flags.
• Fraud Risk Assessment.
• Fraud Prevention.
• Fraud Detection.
• Investigation & Corrective Action.

16. Internal Control & Three Lines Model

• Konsep Internal Control.
• Preventive Control.
• Detective Control.
• Corrective Control.
• First Line – Business & Operational Management.
• Second Line – Risk Management & Compliance.
• Third Line – Internal Audit.
• Koordinasi antar fungsi pengendalian.

17. Risk Treatment & Risk Mitigation

• Risk Avoidance.
• Risk Reduction.
• Risk Transfer.
• Risk Acceptance.
• Control Improvement.
• Mitigation Action Plan.
• Risk Owner.
• Monitoring Risk Treatment.

18. Key Risk Indicator (KRI)

• Konsep Key Risk Indicator.
• Menentukan indikator risiko utama.
• Threshold dan Risk Limit.
• Early Warning Indicator.
• KRI Monitoring.
• KRI Reporting.
• Corrective Action.

19. Risk Appetite & Risk Tolerance

• Konsep Risk Appetite.
• Risk Capacity.
• Risk Tolerance.
• Risk Limit.
• Hubungan Risk Appetite dengan strategi perusahaan.
• Monitoring Risk Appetite.

20. Risk Monitoring & Reporting

• Monitoring profil risiko.
• Risk Dashboard.
• Risk Reporting.
• Escalation Process.
• Reporting kepada Management.
• Corrective Action Monitoring.
• Continuous Improvement.

21. Risk Culture

• Pengertian Risk Culture.
• Risk Awareness.
• Tone from the Top.
• Risk Ownership.
• Accountability.
• Communication & Training.
• Membangun budaya sadar risiko dalam organisasi.

22. Workshop & Case Study Risk Management Multifinance

• Identifikasi risiko perusahaan pembiayaan.
• Melakukan Risk Assessment.
• Membuat Risk Mapping.
• Menyusun Risk Register.
• Menentukan Risk Treatment.
• Menyusun Key Risk Indicator.
• Menyusun Risk Mitigation Action Plan.
• Studi kasus risiko multifinance.

Metode Training

• Interactive Presentation.
• Discussion.
• Case Study.
• Risk Assessment Exercise.
• Risk Mapping Workshop.
• Risk Register Workshop.
• Group Discussion.
• Simulation.
• Problem Solving.
• Question & Answer.

Target Peserta

Training Risk Management for Multifinance direkomendasikan untuk:

• Risk Management.
• Credit Risk.
• Credit Analyst.
• Credit Department.
• Collection.
• Compliance.
• Internal Audit.
• Internal Control.
• Finance & Accounting.
• Legal.
• Operational.
• Branch Manager.
• Supervisor dan Manager.
• Profesional perusahaan pembiayaan / multifinance.

Team Trainer Johnson Indonesia

Team Trainer Johnson Indonesia

Program diberikan oleh trainer profesional dan praktisi yang berpengalaman serta fokus di bidang Risk Management, Multifinance, Credit Risk, Operational Risk, Compliance, Internal Control dan Financial Risk Management. Trainer dapat disesuaikan dengan kebutuhan perusahaan.

Jadwal Training Risk Management for Multifinance

Durasi Training: 2 Hari

Lokasi Training

• Offline Training di Hotel Jakarta.
• Private Training di Johnson Training Center.
• Offline Training Luar Kota.
• Online Training melalui Zoom Meeting.
• In-House Training di perusahaan client.

Biaya Investasi Training

Offline Training Jakarta

Rp 5.950.000,- / orang / 2 Hari

• Minimal mengirimkan 3 peserta.
• Pasti Running di Hotel.
• Termasuk Seminar Kit, Certificate, Lunch, Snack dan Souvenir.

Offline Training Luar Kota Jakarta

• Rp 12.000.000,- / orang – PASTI RUNNING.
• Rp 8.500.000,- / orang – pengiriman 1–5 peserta.
• Rp 8.000.000,- / orang – pengiriman di atas 5 peserta.

Termasuk Seminar Kit, Certificate, Lunch, Snack dan Souvenir.

Private Onsite Training

• Rp 8.000.000,- / orang / 2 Hari – PASTI RUNNING.
• Rp 5.950.000,- / orang / 1 Hari – PASTI RUNNING.
• Lokasi: Johnson Training Center.
• Termasuk Seminar Kit, Certificate, Lunch, Snack dan Souvenir.

Online Training

Rp 5.500.000,- / orang

• Durasi: 2 Hari.
• Jam: 09.00–16.00 WIB.
• Pelaksanaan melalui Online Training.

Daftar Perusahaan Client yang Telah Mengikuti Training

Training Risk Management & Multifinance Terkait

Untuk memperdalam kompetensi dalam bidang Risk Management, Credit Risk, Compliance, Governance dan pengelolaan risiko perusahaan pembiayaan, peserta dapat mengikuti program Johnson Indonesia terkait:

• Training Credit Risk Management – membahas Credit Risk Analysis, Credit Scoring, Risk Mapping, Credit Monitoring, Early Warning System dan mitigasi risiko kredit.
• Training Governance, Risk & Compliance (GRC) – membahas integrasi Governance, Risk Management, Compliance, Internal Control, Three Lines Model dan Combined Assurance.
• Training Legal and Compliance Risk – membahas Legal Risk, Compliance Risk, Risk Assessment, Risk Mapping, Risk Register dan Compliance Monitoring.
• Training Penerapan Kepatuhan dan Manajemen Risiko LKNB – membahas penerapan Risk Management dan Compliance pada lembaga keuangan non-bank.
• Training 3 Lines of Defense – membahas pembagian peran Business/Operational Management, Risk Management, Compliance dan Internal Audit.

Manajemen Risiko pada Perusahaan Multifinance

Manajemen risiko multifinance membantu perusahaan memahami berbagai ketidakpastian yang dapat memengaruhi pencapaian target bisnis. Proses tersebut mencakup identifikasi risiko, analisis, evaluasi, penentuan prioritas, mitigasi, monitoring dan reporting.

Pengelolaan risiko yang efektif membantu perusahaan pembiayaan menjaga keseimbangan antara business growth, profitability, portfolio quality, compliance dan risk control.

Credit Risk Management pada Multifinance

Credit Risk merupakan salah satu area penting dalam bisnis multifinance karena berkaitan dengan kemampuan konsumen atau debitur dalam memenuhi kewajibannya. Pengelolaan Credit Risk membutuhkan proses analisa kredit, credit scoring, approval, monitoring, Early Warning System serta strategi penanganan pembiayaan bermasalah.

Operational Risk Management pada Multifinance

Operational Risk dapat timbul akibat kegagalan proses internal, manusia, sistem maupun kejadian eksternal. Pengelolaan risiko operasional yang efektif membantu perusahaan mengurangi kesalahan proses, fraud, operational loss dan gangguan terhadap kegiatan bisnis.

In-House Training Risk Management for Multifinance

Johnson Indonesia menyediakan In-House Training Risk Management for Multifinance yang dapat dikustomisasi sesuai kebutuhan perusahaan. Materi dapat disesuaikan dengan Risk Management Framework, profil risiko perusahaan, kebijakan internal, Risk Register, Risk Appetite, Key Risk Indicator, Internal Control maupun kasus aktual yang dihadapi perusahaan.

Mengapa Memilih Johnson Indonesia?

Johnson Indonesia – Training Provider Since 2002 menyediakan Public Training, In-House Training, Private Training dan Online Training untuk perusahaan dan institusi di Indonesia.

Program Training Risk Management for Multifinance menggunakan pendekatan praktis melalui materi, studi kasus, Risk Assessment, Risk Mapping, Risk Register Workshop, diskusi dan problem solving sehingga peserta dapat mengimplementasikan Risk Management dalam aktivitas perusahaan.

Daftar Training Risk Management for Multifinance

Tingkatkan kompetensi tim Anda dalam Risk Management for Multifinance, Enterprise Risk Management, Credit Risk, Operational Risk, Liquidity Risk, Market Risk, Legal Risk, Compliance Risk, Strategic Risk, Reputation Risk, Risk Mapping, Risk Register, KRI, Risk Appetite dan Risk Mitigation bersama Johnson Indonesia.

Johnson Indonesia – Training Provider Since 2002